Last Updated: March 24, 2026
CJ'S REFUSE HAULING, LLC ("we," "us," "our," or "Company") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website cjs-refuse-hauling.com and use our financial services.
Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access our website or use our services.
1. Information We Collect
Personal Information
We may collect personal information that you voluntarily provide to us when you:
- Apply for financing or business loans
- Submit inquiries through our contact forms
- Subscribe to our email or SMS communications
- Communicate with us by phone, email, or other methods
Personal information may include:
- Full name
- Email address
- Phone number (optional)
- Business name and information
- Financial information (for loan applications)
- Other information you choose to provide
Automatically Collected Information
When you visit our website, we may automatically collect certain information about your device and browsing activity, including:
- IP address
- Browser type and version
- Operating system
- Pages viewed and time spent on pages
- Referring website
- Date and time of visit
2. How We Use Your Information
We use the information we collect for the following purposes:
- To process loan applications: Evaluate, underwrite, and process business financing requests.
- To communicate with you: Respond to inquiries, provide customer support, and send service-related communications.
- To provide marketing communications: Send you information about our products, services, special offers, and industry updates (with your consent).
- To improve our services: Analyze usage patterns and optimize our website and services.
- To comply with legal obligations: Meet regulatory requirements and prevent fraud or illegal activities.
SMS & Text Message Communications
If you opt in to receive SMS/text messages from CJ'S REFUSE HAULING, LLC, we may send you recurring marketing and promotional messages using an automated telephone dialing system (ATDS). By opting in, you consent to receive:
- Promotional offers and financing updates
- Information about our financial products and services
- Special announcements and industry news
Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
Message and Data Rates: Message and data rates may apply depending on your mobile carrier plan.
Opt-Out: You may opt out of receiving SMS messages at any time by replying STOP to any message. After you send STOP, we will send you a confirmation message and you will no longer receive messages from us.
Help: For assistance, reply HELP to any message or contact us at christopher@cjs-refuse-hauling.com.
Consent is NOT a Condition of Purchase: Your consent to receive SMS messages is not a condition of purchasing any goods or services from CJ'S REFUSE HAULING, LLC. You may still apply for and receive financing without opting in to SMS communications.
3. How We Share Your Information
We do not sell, rent, or trade your personal information to third parties for their marketing purposes. We may share your information in the following circumstances:
Service Providers
We may share information with trusted third-party service providers who assist us in operating our website, conducting our business, and providing services to you. These providers are contractually obligated to keep your information confidential and use it only for the purposes we specify.
Legal Requirements
We may disclose your information if required to do so by law, court order, or other legal process, or to protect the rights, property, or safety of our company, our customers, or others.
Business Transfers
In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred to the acquiring entity.
Mobile Information Sharing Policy
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
4. Data Security
We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
5. Your Privacy Rights
Depending on your location, you may have the following rights regarding your personal information:
- Access: Request a copy of the personal information we hold about you.
- Correction: Request that we correct or update inaccurate information.
- Deletion: Request that we delete your personal information (subject to legal obligations).
- Opt-Out: Opt out of marketing communications at any time.
To exercise any of these rights, please contact us at christopher@cjs-refuse-hauling.com.
6. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.
7. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected information from a child, we will take steps to delete such information promptly.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website with a new "Last Updated" date. Your continued use of our website and services after such changes constitutes your acceptance of the updated Privacy Policy.
9. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:
CJ'S REFUSE HAULING, LLC
4886 N. River Rd.
Springfield, OH 45502
Email: christopher@cjs-refuse-hauling.com
We are committed to resolving any privacy concerns you may have and will respond to your inquiry as promptly as possible.